In economic and legislative advocacy, LACMA continues to excel.
When we ask Los Angeles County Medical Association members and non-
members
what they consider to be the most important activities that LACMA
should engage in, we are consistently told that economic and
legislative advocacy are the two highest priorities. In both areas,
LACMA continues to excel. We need to get this message out to all of the
physicians in Los Angeles County.
In my message last month, I discussed the continuing problem we face
with insurers who are looking for reasons to decline payment to
physicians for services rendered. These activities have also been
extended to patients, with insurers rescinding healthcare policies when
a patient's medical expenses attract their attention. As a result,
patients are losing their health insurance when they most need it,
often based on a minor error on their health insurance application.
Also, insurers tell physicians who have rendered services in good
faith to pay any monies received from the patient back to the insurance
company or that amount will be deducted from future payments due to the
physician. These unconscionable acts leave patients feeling lost in a
time of need, while exasperating physicians who find themselves in the
middle of a dispute not of their making.
These actions by insurance companies recently came to the media's
attention with the $9 million judgment against Health Net in the
arbitration of a case where a woman with breast cancer was denied
coverage. She had reported her weight incorrectly when a Health Net
sales agent came to her shop and convinced her to change her coverage.
He took the application right then and there--and the mistake helped end
her coverage. A second item that recently brought this ongoing problem
to light was the doctors' outcry when Blue Cross sent letters to
physicians asking them for information on patients who appeared to be
hiding pre-existing conditions, or who had requests to see specific
specialists outside of a large medical group's usual panel.
Thankfully, the media outcry caused Blue Cross to withdraw the
letter, and I appeared on local television news and on National Public
Radio to express LACMA's--and all physicians'--position regarding patient
privacy. This kind of economic advocacy benefits all doctors and is one
more reason why you, as members, need to reach out to your fellow
physicians one at a time and convince them to join our organization.
In response to the insurance companies' ongoing outrageous behavior,
Los Angeles City Attorney Rocky Delgadillo launched a first-of-its-kind
health insurance fraud website (www.protectingtheinsured.org) where
patients and physicians can go to post complaints or concerns about
health insurance activities that hinder patients from receiving needed
care, or doctors from receiving appropriate payment. Activities that
Attorney Delgadillo wants to hear about include denial or delays of
authorization and payment of claims, and cancellations of recently
issued policy coverage.
LACMA is meeting with Attorney Delgadillo to determine how we can
best partner, and how we can aid both our members and our patients
during the information-gathering and investigation. Remember, Attorney
Delgadillo needs to hear from physicians who have had payment withheld,
delayed or retroactively denied for services rendered under a health
plan or insurance policy. Now is the time for physicians to contact him
via his website so that we can stop the practices of the for-profit
insurance companies from inhibiting our ability to practice medicine
and properly care for our patients.
The imperative for physicians to join their medical association
increases daily. The association is the only voice with any clout that
speaks on behalf of physicians, and we operate in multiple arenas
constantly. You can be sure that with the election of a new president
of the United States in November, a strong medical association voice
will be needed to help mold healthcare reform efforts into something
that we can work with and live with, whether you are a doctor or a
doctor who is also a patient.